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ICO Ended
Open financial platform. Paygine is an open financial platform designed to operate within its own proprietary banking structure. Paygine is an open financial platform designed to operate within its own proprietary banking structure and designed to serve FinTech and crypto-business needs in areas of money remittance, cryptocurrency exchange, and payment for "real" goods and services under white label solution.

Paygine's key competitive advantage over similar projects is that it can leverage off existing platform and technologies that is currently used by FinTech businesses, e-commerce, and beyond.

The Paygine platform would offer the following services by utilizing Best2Pay existing technology:

- Transferring cryptocurrency to/from a bank card;
- Paying in shops and stores using a card in cryptocurrency;
- Accepting cryptocurrency as a payment for goods and services at online stores;
- Carrying out cross-border transfers of fiat currencies by means of cryptocurrency with minimal costs;
- Maintaining wallets in both fiat currencies and cryptocurrencies with the ability to conveniently and quickly convert funds between them.

Best2Pay is fast and simple.
Our technological solutions allow our clients to start accepting online payments in one day.

Best2Pay platform allows to implement any complex project that take into account unique specific of business-processes, infrastructure and target client audience of our clients.

Best2Pay is safe.
Best2Pay has a certificate of compliance with the international PCI DSS security requirements of the highest level—Level 1.

Our servers are located in data-centers of different countries.

Best2Pay is beneficial.
Best2Pay is the only participant of the special program «Bill Payments» from Visa International.

«Bill Payments» service reduces the cost of the transaction interchange fee by 42.8% and allows Best2Pay to offer the most favorable conditions for banks.

Best2Pay is up to date.
Best2Pay is always evolving for the modern world, a new product has been created for aggregators that connect private individuals such as YouDo, Avito, Airbnb, and etc.


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Website: Visit
White paper: Read
Pre-sale Time: 28 Jan 2018 - 28 Feb 2018
ICO Time: 18 June 2018 - 17 Aug 2018
Country: USA
Token info
Ticker: PGC
Platform: Ethereum
Token Type: ERC20
Available for sale: 41 PGC (27.3%)
Raised $ 1,642,411
ICO Price: 1.0000 USD
Accepting: BTC, ETH, Fiat
Soft cap: 3,000,000 USD
Hard cap: 30,000,000 USD


Project start

Team formation

Choice of technology and system architecture design

Start of platform development.



Development of the platform

PCI DSS Level 1 certification*

VISA and MasterCard registration

Introduction of first services to market

First sales of online loan repayment, merchant acquiring, card2card transfer.



Start of active sales

In cooperation with VISA and MasterCard, new services are developmed and introduced to market

Go-live with our first large retail bank.

2015 to 2017


Advanced service supplier for numerous banks

Turnover as of October 2017 - more than US$ 115 million per month

Portfolio of serviced loans is over US$ 18 billion

Launch of unique peer-to-peer platform.

Screenshots taken on 30 May 2020
Kirill Radchenko
CEO, Best2Pay and cofounder of Pay Engine Limited
Participates in several projects
Michael Luposhtyan
Senior Vice President, Best2Pay and cofounder of Pay Engine Limited
Participates in several projects
Maxim Neshcheret
Business Development Director, Best2Pay Singapore
Participates in several projects
Raniya Luposhtyan
Chief Financial Officer, Best2Pay, US, and cofounder of Pay Engine Limited
Participates in several projects
Alexander Petrov
Chief Technology Officer, Best2Pay Russia
Participates in several projects
Vitaly Furmanov
Senior Vice President, Best2Pay
Participates in a number of projects

Advisors (7)

Gary J Ross
Partner, Ross & Shulga PLLC
Participates in a number of projects
Arina Shulga
Partner, Ross & Shulga PLLC
Participates in several projects
Azat Nugumanov
Participates in a number of projects
Anastasia Klimenko
Vice President
Participates in a number of projects
Djibril Diallo
Vice-President, TransferTo
Participates in several projects
Byanmunkh Volodya
Director, «Truly Digital Bank»
Participates in several projects
Salah Abci
Partner, Grant Thornton
Participates in several projects
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