BTC $ 7,293.28 0.662988%
ETH $ 171.01 0.905744%
MARKET CAP $ 208 bln 0.93%
ICOs 5,800

LendLedger

TBA
10,589 Views
LendLedger is the first blockchain-based open protocol connecting data providers, lenders and borrowers to help small businesses globally unlock the eight trillion dollars in loans they are unable to access today.

LendLedger’s founders and advisors have created or led pioneering ventures in emerging markets, including SKS (First microfinance institution to IPO in India), FINO Paytech (70 million clients), and M-PESA in Kenya (largest mobile money provider globally). V.01 of the LendLedger protocol is already in use, powering $30 million in loan disbursements annually for Happy Loans, a licensed lender in India. Lenders leveraging the LendLedger protocol also do not need to hold crypto-assets, thereby significantly reducing barriers to adoption. Our LOANtokens, are used to unlock lending credits on the network and give access for data providers, borrowers and others.
8.3
TOTAL SCORE
8.5
ICO PROFILE

(weight: 45%)

7
SOCIAL ACTIVITY

(weight: 35%)

10
TEAM PROOF

(weight: 20%)

Get widget
General
Website: Visit
White paper: Read
Bounty: Bounty
Dates: TBA
Whitelist/KYC: KYC
Country: Singapore
Token info
Ticker: LOAN
Platform: Stellar
Token Type: Stellar
Available for sale: 450,000,000 LOAN (45%)
Financial
ICO Price: 1 LLC = 0.05 USD
Accepting: ETH, BTC, XLM, Fiat
Hard cap: $5,000,000
Milestone 1 (Q4 2018): Demonstration (India-Based Pilot)
By the close of 2018 LendLedger will have released its initial protocol focused on core blockchain functionality.. The co-founders of LendLedger currently own and operate a data-driven Indian lending business which is onboarding loans at a run rate of $30 million annually. This will become our pilot group and we will move all of these loans onto the LendLedger blockchain. In addition, LendLedger will become the first test Credit Node. Credit nodes are essential to the running of the platform: they stake LOANtoken in exchange for Ledger Credit - the stable, non-fungible asset, used to make loans on the platform. For more details please see the LendLedger Technical Paper.
Milestone 2 (Q1 2019): India Onboarded
In the first 6 months of 2019 LendLedger will have expanded the pilot platform, built off our existing Indian lending business Happy Loans, and will be operating in the wider Indian market via the second iteration of the LendLedger protocol. Amongst other things this will involve off-chain data exchanges and Credit Nodes in testing with 3rd parties. As the basic software for Lenders and Data Providers will be live there will be a deep focus placed on bringing more actors onto the platform. The project will draw on the extensive relationships our founding team have with Indian institutions such as ICICI Bank, RBL Bank, Yes Bank, HDFC Bank and establishing partnerships like that with the Smart Campaign to assure those on our platform are observing best practice. We aim to have reached a annual run rate of over $50 million at this stage.
Milestone 3 (Q2 2019): India + 1 Other Market
After successfully establishing LendLedger in India the team will focus on scaling through expanding into other emerging markets. LendLedger has advisors and Community Experts with valuable experience in our target markets such as Nick Hughes, founder of M-KOPA and Nicole Van Der Tuin Co-Founder and CEO of First Access.
Last screenshot taken on 16 Mar 2020
LendLedger ICO
Screenshots taken on 18 Sep 2018
Gautam Ivatury
Co-Founder and CEO
Takes part in this project only
Manish Khera
Co-Founder
Takes part in this project only
Greg DeForest
Head of Product
Takes part in this project only
Odysseas Sclavounis
Blockchain Network Governance
Takes part in this project only
Sanachit Mehra
Blockchain Architect
Takes part in this project only
Daniella Loftus
Communications Manager
Takes part in this project only

Advisors (3)

Nick Hughes, OBE
Advisor
Takes part in this project only
Alberto Jimenez
Advisor
Takes part in this project only
Alex Mashinsky
Advisor
Participates in several projects
HEIGHT - 0px
WIDTH - 0px
PUT THIS CODE TO YOUR WEBSITE
ICO List
Other Interesting ICOs
Upcoming
AAX Token
AAX is the Next Generation Digital Asset Exchange Launched in November 2019, AAX is the world's first cryptocurrency exchange to be powered by LSEG Technology's Millennium Exchange - the same matching engine that powers London Stock Exchange. It is also the first of its kind to have joined the London Stock Exchange Group's (LSEG) Partner Platform. AAX is an exchange that raises the standards for integrity, security and performance ; one that would stand up to regulatory scrutiny, be accessible to the masses, while fulfilling the requirements of institutional market participants as well. More than a token, AAB is an integral part of AAX, providing special benefits to users, and a means to be part of the growth of the exchange. It is built to serve as a bridge between digital and traditional assets, retail and professional traders, takers and market makers, the exchange and its partners, and it will be deeply integrated with AAX’s upcoming products expansion.
Active
BitWings
BitWings token, a native currency of Wings Mobile ecosystem, has 100% guaranteed issuing value and is the only means to pre-order the first (40 000) ultra-secure blockchain smartphones in the world able to generate up to 2 ETH a month without any power consumption, powered with neural technology. Safe Core OS™, a secure operating system based on neural technology built within commercial Android systems powered with an AI. Neural Face ID™ gives the ability to recognize the difference between users and strangers, allowing access to users’ menus and applications accordingly. Wings Guardian 2.0™ verifies and warns the user, even in sleep mode. Proof-of-Data algorithm that is able to generate up to 2 ETH in a month. Super Natural Speech system “Angel". WingsPay triple authentication protocol (FaceID, fingerprint, and PIN) allows secure access to an e-wallet equipped with a payment system, based on blockchain technology.
Active
Cowrium
Cowrium is a blockchain project being developed to help Small and Medium Enterprise to easily adopt comprehensive blockchain solutions to better reach thousands of customers who conduct business through the SME industry. The Cowrie coin, which is the official cryptocurrency of the Cowrium platform, represents a digital currency that will effectively replace the physical money. The aim is to increase the adoption of blockchain technology through an easy-to-use platform. Cowrium uses a 2-Hop network. In the first hop, miners identify blocks and record transactions on to the blockchain. The miner, of course, is rewarded with the new coin mined in return. The other hop consists of Masternodes that are hosted on virtual private servers (VPS). These are special servers that enable instant and private transactions, budgeting as well as decentralized governance.
Active
BitValve
Buy, Sell & Trade Crypto for PayPal, Bank, Amazon, Skrill and more, from anywhere in the world. Featuring 50% less fees than LocalBitcoins and Paxful. Bitcoin, Ethereum, Monero, and alt coins supported. Full trade encryption, advanced security and availability.
Upcoming
Data Choice
Take control of your personal data. Your data is used virtually every second you are online, to target you with ads. Data Choice will allow you to take control of what you share, what you keep private, control of the ads you see, and reward you for your data being used.
Upcoming
Cure Cosplay
Cure WorldCosplay is the world’s largest Cosplay platform, supporting 12 languages where more than 720,000 members from more than 180 countries post their quality works - 6.5 million images and counting. Our official social media accounts are followed by more than 430,000 people across Facebook, Twitter, and Weibo. We have a strong emphasis on providing community service which is characterized by self-sustainability and development. Cosplayers have various motivations for their activity, some Cosplayer want to become professional, others want more fans, and yet others are looking to share their work with groups. Photographers and Props Makers working closely with Cosplayers also have some influence on the increasing diversity of motivations. COT will be used as a payment currency within the Cure WorldCosplay ecosystem, helping cosplayers without access to other online payment methods to be tipped for their services. Using the Cure Protocol, players will also be able to create and distribute their own personalised coin. This unique feature will bring power back to cosplayers, enabling them to monetize themselves as these coins can be used to tip players as well as purchase merchandise or event tickets. Player Coins will provide an accessible platform for cosplayers to promote their identity to the continuously growing 720,000 member-base of Cure WorldCosplay, as they will be directly attainable by fans. These coins will also allow cosplayers to develop deeper relationships with their communities, as users will be able to explicitly show their support while also gamifying their experience.