Hyper Protocol is a decentralized hedging marketplace for Binance Smart Chain. Allows for peer-to-peer insurance with the cost of protection that is fully market-priced. Hyper Protocol is built on Binance Smart Chain, allowing anyone to become a member and buy insurance. Hyper Protocol aims to replace the idea of a traditional insurance company, as it is owned entirely by the members. Participation incentive model because members will receive economic incentive to participate in Risk Assessment, Claim Assessment and Governance.