Holdefi is a lending platform where users can hold their assets and receive interest or borrow tokens and repay it after a while. Like other currency market protocols, Holdefi is an Ethereum-based, open-source, and non-custodial Defi protocol. Thus, the native token of Holdefi (HLD) was designed with one primary goal in mind - to achieve decentralization governance. The HLD token is an ERC20, Ethereum-based that provide token holders to participate in governance. Supporting a vote delegation process, HLD token-holders (and their delegates) can discuss, propose, and vote on any future changes to the Holdefi protocol. For instance, they can include new assets, or change asset-specific requirements on Holdefi. Governance decides to burning, revenue sharing, liquidity mining or other usage by voting on the proposals submitted.