Gelios is global P2P lending platform. Gelios token is used on the platform to provide value through different parties. The key feature of Gelios is platform approach — not to provide scoring or KYC by itself, but let services connect to it for better coverage and synergy. Risk-analysts are miners of blockchain, encouraged by data about borrowers, implemented into blockchain. Lender can choose risk-algorithm, focused on particular country, age, income, etc.